We're probably going to delay buying a house for six months as it's just a little too mental now. I'll go see a broker in a couple of months to get a view of what kind of mortgages are out there as I'm pretty sick of dealing with the bank directly – and I used to work in banking. It's just a different world now.
We've been in this apartment for a year at the end of August. So we'll have to decide what to do. It was only meant to be for a year. MBH definitely doesn't want to stay much longer. After seeing the broker I'll have a good idea whether we just accelerate the house buying or look to move into a rented house for a year.
MBH took a call today from the Letting Agent. I am still pretty fuming when I think about it. So I avoided getting onto the phone to them straight away as it would have been messy. The summary of the call was along the lines of “Is MBH going to take out another twelve month lease on the apartment?”. MBH's response was surely it was a rolling lease? The Letting Agent then said “Our clients don't like those so we need to know really quickly or you'll have to be out by the end of August“. This of course panicked MBH and she said she'd have to speak to me first. She was super worried that they'd give us notice to leave.
There's two things that really got to me here. First, is that somebody stressed MBH (I get very protective). The second is that statement above is absolutely and irrefutably BOLLOCKS. You see Ireland has the Residential Tenancy Act of 2004. That act states that after six months a Landord or their agent can only serve notice unless (amongst other things) a tenant has not kept to the agreement, the landlord wants to sell the house, or they want to live in it, or they want to renovate it to such an extent that it needs to be empty. The only thing that happens on an annual basis from that Act is a rent review.
I find it absolutely despicable. No doubt there are people who don't read agreements or know their rights and would have just taken that at face value. MBH assures me the woman wasn't being rude about it (she doesn't think it was the agent we dealt with but a secretary type). I don't care. There is no legal or legislative basis for making a statement like that. It would of course have only been done over the phone as putting anything like that in writing would have been suicidal for the agent.
But it's the nature of Ireland right now. MBH asked me why they would have done that? My simple response is that it's much better if you can tie somebody to a twelve month lease than be waiting for three months notice from a tenant. So it seems our agent (or their secretary) is quite happy to have a go at pressurising people into such an agreement. Even though it goes against a tenants rights as set out in legislation.
Unfortunately for them I read things. Fortunately for them I'm not making the call until I've calmed down a little as the injustice infuriates me. But I will make the call tomorrow – and I will enjoy it.